Credit Analyst

  • Full Time
  • Dar es Salaam
  • Applications have closed


Purpose of the position

Are you passionate about financial analysis and possess a sharp eye for detail? We are in search of a highly motivated Credit Analysis Officer to join our dynamic team. As a Credit Analysis Officer, you will play a crucial role in evaluating the creditworthiness of potential borrowers, ensuring the integrity of lending decisions, and contributing to our organization’s overall risk management framework.

Key Responsibilities & Duties


  • Ensure all necessary documentation is provided for loan applications
  • Evaluate loan applications, including thorough financial analysis, credit report reviews, ratio and trend analysis, and pricing assessments
  • Manage credit risk and ensure adherence to credit policies and procedures
  • Identify and address potential issues with credit information, coordinating with relevant parties for resolution
  • Establish and maintain high standards of credit analysis, analyzing market data and financial reports to inform product and portfolio performance
  • Conduct credit vetting in accordance with credit policies, detecting possible fraudulent activities, and verifying data accuracy
  • Possess proficiency in loan management systems and utilize them effectively
  • Verify client details and affordability, ensuring accuracy of information
  • Maintain updated customer files and ensure proper handling of customer documents
  • Enter loan applications and approvals into the system after confirmation and approval
  • Complete loan contracts and provide clients with relevant policy and restriction information
  • Undertake any other related tasks necessary to achieve company objectives, as assigned

Academic Qualification and Key Attributes Required


  • High level of customer service orientation, with a proven track record of achieving targets
  • Basic computer proficiency and strong administrative skills
  • Bachelor’s degree in any discipline
  • Minimum of 2 years of experience in a similar field
  • Excellent communication skills, critical thinking abilities, problem-solving attitude, and strong analytical capabilities
  • Excellent interpersonal skills, with the ability to engage effectively with diverse range of clients.

Benefits of joining us


  • Impact: Join us in making a real difference in the lives of millions of people across Africa. Your work here will have a lasting and meaningful impact on communities and individuals
  • Innovation: Be part of a forward-thinking team that embraces innovation and is constantly exploring new ways to drive financial inclusion
  • Growth: We are growing rapidly, and there are plenty of opportunities for career development and advancement within our organization
  • Diversity: We celebrate diversity and foster an inclusive work environment where every voice is valued
  • Commitment: We are committed to your success and well-being, offering competitive compensation, benefits, and a supportive work culture

This position is only open for Tanzania National and closes on 27th, May 2024

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